Finding The Right Retirement Portfolio Risk: 4 Sample Portfolios

The sample target investment mixes below show a blend of stocks, bonds, and short-term investments with different levels of risk and growth potential. With retirement likely to span 30 years or so, you’ll want to find a balance between risk and growth potential.

Find an investment mix with the right amount of growth potential and risk for you.

The Top 10 Retirement Challenges: #3. Balancing Risk & Return

Developing a proper asset allocation in a portfolio requires balancing many factors including risk tolerance, cash flow needs, time horizon and return requirements.

Planners want to reduce risk as much as possible in the portfolio while still achieving a sufficient return to achieve the client's financial goals -- an even more challenging task in light of current low interest rates on cash and bonds.

The Challenge of Putting It All Together...