Status of Our Vantage Point Investment Models

As of the close on Friday, November 6, the status of our Vantage Point Models is as follows:

Our Intermediate-Term Stock Model is NEGATIVE as of May 16, 2008.

Our SmallCap Momentum Model is NEGATIVE as of January 4, 2008.

Our Treasury Bond Model is NEGATIVE as of February 20, 2009.

Our High-Yield Bond Model is POSITIVE as of July 24, 2009.

In our relative strength work, we favor:

• SmallCap funds over LargeCap funds   (since 07/24/09)
• Growth funds over Value funds           (since 07/24/09)
• Foreign funds over U.S. funds             (since 02/29/09)
• LargeCap Growth funds over SmallCap Value funds (since 03/07/08)