#1. Have Your Estate Planning Finalized.
You should set the end of the year as a deadline to finally get this completed. Figure out why you have been procrastinating and conquer your fears.
If it’s because you don’t have an attorney, ask friends and acquaintances for referrals. If it’s because you aren’t sure who you want to be the guardian for your minor children or who you want to be your executor or trustee or how to divide your estate, your attorney and advisor can help you decide.
(You can always change your mind later; don’t let these decisions keep you from putting a plan in place now.)
If money is an issue, start with what you can afford (a will, power of attorney, health care documents) and upgrade later when you can. Your attorney may also be willing to accept payments.
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